From payments all the way to asset management, digitization is transforming finance. Combining academic and business perspectives, the SFI Annual Meeting will host discussions on the trends the trends and implications of digitization in the financial world. Does digitization reduce or increase frictions in the financial system? Can we create a decentralized system of financial intermediation, and is this desirable? How far will generative AI transform finance, and how should we grasp the opportunities and manage the risks?